AussieBucketsThe Payday Sort: know what's really yours to spend
Drop your bank CSV — no login, just buckets built around how you're paid.
Friday, 21 August
Hi, Sarah
You can spend until next payday
$0.00
↑ $58 more than last payday
Your buckets
Sound familiar?
Ever open your banking app and wonder where your money went?
Counting down the days to payday, even though you're not broke?
Feels like you never have enough, even with two incomes coming in?
Tired of handing your bank login to yet another app?
If nothing changes
Guess wrong once, and it's the bit meant for your mortgage or your emergency fund — gone.
Miss the plan a few paydays in a row, and that's months of progress lost.
THE MECHANISM
How The Payday Sort works
You're not bad with money — no app understands your pay cycle, an Offset account or HECS. The Payday Sort turns one CSV into buckets and a single number.
Drop in your bank CSV
2 minutes, no bank login, ever.
The Payday Sort reads it
Sorts everything into your buckets — Fixed, Subscriptions, Daily, One-off, Savings.
You get one number
Exactly what you can spend until your next payday.
Before
Guessing, plus a banking app that doesn't get Australia.
After
One clear number, buckets that match how you live, Offset/HECS/Super built in.
“The budgeting apps I tried before didn't understand my Offset or my HECS — and they still wanted my bank details. With AussieBuckets I just drop in my statement, nothing connects to my bank, and I own my own data. One minute in, I know exactly what I can spend until my next payday.”
— Ric
FAQ
Questions you might have
No — never. You export a CSV from your bank (about 2 minutes) and drop it in. Nothing else leaves your bank.
Because this one's built around how you're actually paid — your pay cycle, buckets, and a place to track your Offset/HECS/Super, not bolted on.
Yes. Set your pay cycle to weekly, fortnightly or monthly during setup, and every bucket adjusts automatically.
Yes — Offset, HECS and Super each have their own place in the app, not squeezed into a generic 'loan' category.
$7.99 AUD/month or $59.99 AUD/year (4 months free) — 14 days completely free, no card required. Checkout runs on a secure, PCI-compliant payment provider.
Picture your next payday
You already know what's spare, what's saved, and what's going toward your mortgage — before you've even opened your banking app.
The No-Card Guarantee · 14 days free
PS: AussieBuckets turns one bank CSV into buckets and a single clear number with the Payday Sort — however you get paid. Start free for 14 days — no card required. $5.00 AUD/mo billed annually, or $7.99 AUD/mo.